Most governments require employers the provision of domestic helper insurance to their house helps, aside from the basic salary, food, and accommodation.
Before you dismiss the idea as insane, remember that the maid whose services you hire is not exempted from risks. In fact, she may be more at risk than you are, so it only makes sense to have her covered. It's not just for her benefit, actually, but you as employer, will be able to benefit from the product, too.
Domestic Helper Insurance provides full coverage on your liabilities as employer. At the same time, it also covers personal accidents that may result to disabilities or death, and hospitalization expenses.
There are many insurance companies that offer a wide range of insurance products, including insurance for house help. Thankfully, you'll be able to access the websites of many of these firms, so you can easily compare one with the others. Obviously, these companies will differ in one way or the other. So in order to choose the right insurance company, take the time to pore over reviews and articles pertaining to the subject. You can also post your inquiries in message boards of groups dealing with domestic helpers.
For the maid to get this type of insurance, she must be 18 years old at the very least and 60 years old at most. She must not exhibit signs and symptoms of any illness that may warrant medical attention in a few months time.
Don't ever presume that nothing bad is ever going to happen to your maid because she is exposed to risks of any kind every day. She can trip and fall, experience food poisoning, or something else while in the conduct of her duty. With domestic helper insurance, it should give you a lot of confidence to know that you will not have to deal with all the expenses yourself.
Before you dismiss the idea as insane, remember that the maid whose services you hire is not exempted from risks. In fact, she may be more at risk than you are, so it only makes sense to have her covered. It's not just for her benefit, actually, but you as employer, will be able to benefit from the product, too.
Domestic Helper Insurance provides full coverage on your liabilities as employer. At the same time, it also covers personal accidents that may result to disabilities or death, and hospitalization expenses.
There are many insurance companies that offer a wide range of insurance products, including insurance for house help. Thankfully, you'll be able to access the websites of many of these firms, so you can easily compare one with the others. Obviously, these companies will differ in one way or the other. So in order to choose the right insurance company, take the time to pore over reviews and articles pertaining to the subject. You can also post your inquiries in message boards of groups dealing with domestic helpers.
For the maid to get this type of insurance, she must be 18 years old at the very least and 60 years old at most. She must not exhibit signs and symptoms of any illness that may warrant medical attention in a few months time.
Don't ever presume that nothing bad is ever going to happen to your maid because she is exposed to risks of any kind every day. She can trip and fall, experience food poisoning, or something else while in the conduct of her duty. With domestic helper insurance, it should give you a lot of confidence to know that you will not have to deal with all the expenses yourself.
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